Questions & Answers
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All data is stored on servers hosted by companies like IBM and Microsoft. Data is transmitted using encrypted file formatting and the site is protected with SSL certification.
All borrowers need to send a picture of their state issued ID and validate their bank account to be eligible for approval. This is done when logged into the MEMBER AREA using the Upload and Bank Verification features. ILLINOIS: all Illinois residents are required to upload a copy of their last paystub.
No, we do not pull your credit report from any of the (3) major credit bureaus during our approval process. We do use alternative credit agencies and in Illinois we report to Veritec, the Illinois reporting database
You may qualify as long as your bankruptcy has been discharged.
You can apply for a loan right here from our website. If you are applying after 6:00 pm (CST), we will contact you by 10:00 am (CST) the next business day.
It normally takes about 30 minutes after we've received any requested information and your bank account has been validated.
Up to $1,000. However, amounts can be influenced by the state you live in. For example, in California the maximum loan amount is $255. Please call customer service for details.
You are able to validate your bank account online while logged into the MEMBER AREA. It is a safe and secure process provided by a third party via text or email. Once completed, we receive a report of your account transactions and information confirming the data you provided in your application.
Funds are generally available to you the next business day. Loan approvals completed before 11:30 am CST are usually available same day.
Payment options vary depending on the state you live in and you should call to discuss your options. If you wish to ask about payment methods other than automated electronic withdrawal, please call customer service. With any of our loans, you can always pay off early with no penalty.
If you have any concerns, or if you would like to praise a staff member, or if you have a complaint that can’t be resolved to your satisfaction by, please contact us at (888) 920-8793
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Easy online loan application process
Fast loan application acceptance
Quick funding upon approval.